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One time someone told me that she couldn’t give to a charity event because she did not believe in going into debt, and that her husband believed that a pledge to give money was effectively a debt. and of course, the mortgage doesn’t count.” I was too shocked to say much of anything in response to that statement.

I must have surprised the person making the comment, because I agreed and said that I also believe in living a completely debt-free lifestyle. Most people don’t come out and say it that way, but that’s what they mean.

I have an IRA, I look both ways when I cross the street, and it’s reasonable to give up something now in expectation of greater future benefit.

What is dangerous, however, is when delayed gratification becomes an excuse for not living the life you want.

” I’m not being judgmental; I’m just trying to figure out what people’s motivations and priorities are.

Finally, while I believe that international travel is not nearly as expensive as the lifestyle many people wear themselves out to maintain, it’s true that it does cost money to travel around the world.Sure, you probably shouldn’t plan a trip to Baghdad or Mogadishu right now, but the list of inhospitable places is really short.The list of amazing places is incredibly long, so get started.Read more Living abroad is an incredible opportunity to rediscover and reinvent yourself, including the romantic side of your life.Transcending cultural differences and customs is just a small step to achieve that.Finding love is a challenging quest even in your home country.Dating internationally will either make it more so or raise the chance to finally get the partner you've been looking for all along.How many people do you know that actually do the things they say they are going to when they reach arbitrary ages of leaving the jobs they have given their lives to?Far more common is the downsizing of dreams along the way.Whether you like it or not, where you’ve been spending a lot of money is where your priorities are.If you’d like to value experiences more than “stuff,” you may need to make some changes.

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