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This is to protect you in case the check gets lost or stolen.If initials validated changing this directive, the protection the endorsement gives would no longer work. Personally, I would want the grocery store to respond that way.Whether you’re selling something online or in-person, cashier’s checks deserve extra attention.Get familiar with the most common red flags, and you’ll significantly improve your chances of avoiding fraud. When they’re legitimate, they offer guaranteed funds: Recipients don’t have to worry about a personal check bouncing, and money from the check is usually available for spending within one business day (at least the first ,000 should be available). Then, she crossed the endorsement out, and initialed it.The grocery store refused the check, saying once it's endorsed for deposit only, the bank won't accept it even though For Deposit Only is canceled. If crossing out an endorsement of "For Deposit Only" were valid, then there would be no point in writing "For Deposit Only" on a check.In other words, someone could pick up your check off the street and use this method to cash it.

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Note the key elements: If you’re faced with a situation that looks anything like this, you’re almost certainly dealing with a thief.

The practice of writing "For Deposit Only" is a means to prevent someone from cashing your check subsequent to you signing the check.

The being that it would be an unauthorized individual.

Often involved in processing credit or debit card transactions and validating checks.

Following are examples of the tasks required for a cashier position.

653 comments

  1. My wife endorsed a small check "For Deposit Only". Then, she crossed the endorsement out, and initialed it. The grocery store refused the check, saying once it's endorsed for deposit only, the bank.

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